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Solved Question Paper of SBI Probationary Officers' Exam 2013

General Knowledge

1. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India?:

  • a) Michael Clarke
  • b) Shane Watson
  • c) Shane Warne
  • d) Michael Hussey
  • e) Ricky Ponting

Correct Answer: (a)

2. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion:

  • a) Rs 500 cr.
  • b) Rs 1,000 cr.
  • c) Rs 1,500 cr.
  • d) Rs 2,000 cr.
  • e) Rs 3,000 cr.

Correct Answer: (e)

3. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid-up capital of that company. What is the prescribed percentage?

  • a) 2%
  • b) 3%
  • c) 4%
  • d) 5%
  • e) 6%

Correct Answer: (d)

4. Every year March 20 is celebrated as what day?

  • a) World Sparrow Day
  • b) International Women's Day
  • c) World Cuckoo Day
  • d) International Child Day
  • e) International Mother's Day

Correct Answer: (a)

5. One of the famous Indian sportsperson released his/her autobiography - 'Playing to Win' in November 12. Name the sportsperson:

  • a) Saina Nehwal
  • b) Mary Kom
  • c) Yuvraj Singh
  • d) Sachin Tendulkar
  • e) Sushil Kumar

Correct Answer: (a)

6. Which of the following term is associated with the game of Cricket?

  • a) Bouncer
  • b) Love
  • c) Goal
  • d) Mid Court
  • e) Collision

Correct Answer: (a)

7. Who is the author of the book 'Women of Vision'?

  • a) Ravinder Singh
  • b) Preeti Shenoy
  • c) Amish Tripathi
  • d) Durjoy Dutta
  • e) Alam Srinivas

Correct Answer: (No correct options, Right answer is Denise Du Pont)

8. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of which of the following concepts in the field of banking?

  • a) Core Banking
  • b) Micro Credit
  • c) Retail Banking
  • d) Real Time Gross Settlement
  • e) Internet Banking

Correct Answer: (b)

9. Invisible Export means export of _________________:

  • a) Services
  • b) Prohibited goods
  • c) Restricted goods
  • d) Goods as per OGL list
  • e) Other than those given as options

Correct Answer: (a)

10. The European Union has adopted which of the following as a common currency?

  • a) Dollar
  • b) Dinar
  • c) Yen
  • d) Euro
  • e) Peso

Correct Answer: (d)

11. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called:

  • a) Statutory Liquidity Ratio
  • b) Cash Reserve Ratio
  • c) Bank Deposit
  • d) Reverse Repo
  • e) Government Securities

Correct Answer: (b)

12. Pre-shipment finance is provided by the banks only to:

  • a) Credit Card Holders
  • b) Students aspiring for further studies
  • c) Brokers in equity market
  • d) Village Artisans
  • e) Exporters

Correct Answer: (e)

13. Banking Ombudsman is appointed by:

  • a) Government of India
  • b) State Governments
  • c) RBI
  • d) ECGC
  • e) Exim Bank

Correct Answer: (c)

14. The holidays for the Banks are declared as per:

  • a) Reserve Bank Act
  • b) Banking Regulation Act
  • c) Negotiable Instrument Act
  • d) Securities and Exchange Board of India Act
  • e) Companies Act

Correct Answer: (c)

15. Interest on Savings deposit nowadays is:

  • a) Fixed by RBI
  • b) Fixed by the respective Banks
  • c) Fixed by the Depositers
  • d) Fixed as per the contract between Bank and the Consumer Court
  • e) Not paid by the Bank

Correct Answer: (b)

16. Interest below which a bank is not expected to lend to customers is known as:

  • a) Deposit Rate
  • b) Base Rate
  • c) Prime Lending Rate
  • d) Bank Rate
  • e) Discount Rate

Correct Answer: (b)

17. The customers by opening and investing in the Tax Saver Deposit Account Scheme in a Bank would get benefit under:

  • a) Sales Tax
  • b) Customs Duty
  • c) Excise Duty
  • d) Professional Tax
  • e) Income Tax

Correct Answer: (e)

18. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred to as:

  • a) Subsidy
  • b) Interest Waiver
  • c) Re-phasing
  • d) Interest concession
  • e) Moratorium

Correct Answer: (e)

19. One of IT company from India has become the first Indian company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company?

  • a) Wipro Infotech Ltd
  • b) L&T Infotech
  • c) HCL Technologies Ltd
  • d) Infosys Technologies Limited
  • e) Polaris Financial Technology Ltd

Correct Answer: (d)

20. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia, has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected?

  • a) Dow Jones BSE Index
  • b) NASDAQ BSE Index
  • c) S & P BSE Index
  • d) Euronext BSE Index
  • e) Other than those given as options

Correct Answer: (c)

21. A non-performing asset is:

  • a) Money at call and short notice
  • b) An asset that ceases to generate income
  • c) Cash balance with bank
  • d) Cash balance with RBI
  • e) Balance with other banks

Correct Answer: (b)

22. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank with a population of up to 9,999 people. What is the percentage of such branches prescribed in the norms?

  • a) 10%
  • b) 15%
  • c) 18%
  • d) 25%
  • e) Other than those given as options

Correct Answer: (d)

23. The Union Budge for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds?

  • a) Deep Discount Bonds
  • b) Zero Coupon Bonds
  • c) Bullet Bonds
  • d) Inflation Indexed Bonds
  • e) Inflation Variable Bonds

Correct Answer: (d)

24. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure:

  • a) It represents the expenditure of all the State Governments
  • b) It represents the total expenditure of the Central Government
  • c) It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
  • d) It represents the expenditure incurred on Defence
  • e) Other than those given as options

Correct Answer: (b)

25. Which of the following organisations is made specifically responsible for empowering Micro, Small and Medium enterprises in India?

  • a) NABARD
  • b) RBI
  • c) SIDBI
  • d) ECGC
  • e) SEBI

Correct Answer: (c)

26. 'C' in CPU denotes:

  • a) Central
  • b) Common
  • c) Convenient
  • d) Computer
  • e) Circuitry

Correct Answer: (a)

27. A joystick is primarily used to/for:

  • a) Control sound on the screen
  • b) Computer gaming
  • c) Enter text
  • d) Draw pictures
  • e) Print text

Correct Answer: (b)

28. Which is not a storage device?

  • a) A CD
  • b) A DVD
  • c) A floppy disk
  • d) A Printer
  • e) A Hard disk

Correct Answer: (d)

29. Which of the following uses a hand-held operating system?

  • a) A supercomputer
  • b) A personal computer
  • c) A laptop
  • d) A mainframe
  • e) A PDA

Correct Answer: (e)

30. To display the contents of a folder in Windowns Explore you should:

  • a) click on it
  • b) collapse it
  • c) name it
  • d) give it a password
  • e) rename it

Correct Answer: (a)

31. The CPU comprises of Control, Memory and _________ Units:

  • a) Microprocessor
  • b) Arithmetic/Logic
  • c) Output
  • d) ROM
  • e) Input

Correct Answer: (b)

32. _____________ is the most important/powerful computer in a typical network:

  • a) Desktop
  • b) Network client
  • c) Network server
  • d) Network station
  • e) Network switch

Correct Answer: (c)

33. A(n) ______________ appearing on a web page opens another document when clicked:

  • a) anchor
  • b) URL
  • c) hyperlink
  • d) reference
  • e) heading

Correct Answer: (c)

34. Which of the following refers to the rectangular area for displaying information and running programs?

  • a) Desktop
  • b) Dialog box
  • c) Menu
  • d) Window
  • e) Icon

Correct Answer: (d)

35. ____________ is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused disk space to optimise operations:

  • a) Backup
  • b) Disk Cleanup
  • c) Disk Defragmenter
  • d) Restore
  • e) Disk Restorer

Correct Answer: (c)

36. Which of the following refers to too much electricity and may cause a voltage surge?

  • a) Anamoly
  • b) Shock
  • c) Spike
  • d) Virus
  • e) Splash

Correct Answer: (c)

37. The software that is used to create text-based documents are referred to as:

  • a) DBMS
  • b) suites
  • c) spreadsheets
  • d) presentation software
  • e) word processors

Correct Answer: (e)

38. _____________ devices convert human-understandable data and program into a form that the computer can process:

  • a) Printing
  • b) Output
  • c) Solid state
  • d) Monitor
  • e) Input

Correct Answer: (e)

39. Effective Selling Skills depends on ___________:

  • a) Number of languages known to the DSA
  • b) Data on marketing staff
  • c) Information regarding IT market
  • d) Knowledge of related matters
  • e) Ability to talk fast

Correct Answer: (d)

40. A Direct Selling Agent (DSA) is required to be adept in:

  • a) Surrogate Marketing
  • b) Training Skills
  • c) Communication Skills
  • d) Market Research
  • e) OTC Marketing

Correct Answer: (c)

41. Leads can be best sourced from:

  • a) Foreign customers
  • b) Yellow pages
  • c) Dictionary
  • d) List of vendors
  • e) Local supply chains

Correct Answer: (b)

42. A successful marketing person requires one of the following qualities:

  • a) Empathy
  • b) Sympathy
  • c) Insistence
  • d) Aggressiveness
  • e) Pride

Correct Answer: (a)

43. Innovation in marketing is same as:

  • a) Abbreviation
  • b) Communication
  • c) Creativity
  • d) Aspiration
  • e) Research work

Correct Answer: (c)

44. Market segmentation can be resorted to by dividing the target group as per:

  • a) Income levels of customers
  • b) Age of the employees
  • c) Needs of the sales person
  • d) Marketing skills of the employee
  • e) Size of the organisation

Correct Answer: (a)

45. Post-sales activities include:

  • a) Sales presentation
  • b) Customer feedback
  • c) Customer identification
  • d) Customer apathy
  • e) Product design

Correct Answer: (b)

46. The USP of a product denotes:

  • a) Usefulness of the product
  • b) Drawbacks of a product
  • c) Main fucntions
  • d) Number of allied products available
  • e) High-selling features of a product

Correct Answer: (e)

47. The competitive position of a company can be improved by:

  • a) increase the selling price
  • b) reducing the margin
  • c) ignoring competition
  • d) increasing the cost price
  • e) understanding and fulfilling customers' needs

Correct Answer: (b)

48. Value added services means:

  • a) Low Cost products
  • b) High Cost products
  • c) At par services
  • d) Additional services for the same cost
  • e) Giving discounts

Correct Answer: (d)

49. The target market for Debit Cards is:

  • a) All existing account-holders
  • b) All agriculturists
  • c) All DSAS
  • d) All vendors
  • e) All outsourced agents

Correct Answer: (a)

50. A good Brand can be built up by way of:

  • a) Customer grievances
  • b) Break-down of IT support
  • c) Old age
  • d) Large number of products
  • e) Consistent offering of good services

Correct Answer: (e)